The claimant alleged that, while in the bathroom of the insured’s nightclub, she was assaulted by the insured’s employees.
The insured advised that the claimant was unconscious in a stall and when an employee went into the stall to check on her safety, the claimant awoke and became violent. The employee then restrained the claimant and allegedly struck her. The Assault & Battery sub-limit applied to the reinsurance coverage and the insurer was able to recover a portion of this loss because it purchased an Excess of Loss reinsurance certificate from Berkley Re Solutions.
Products and services are provided by one or more insurance company subsidiaries of W. R. Berkley Corporation. Not all products and services are available in every jurisdiction, and the precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued.
For additional information concerning W.R. Berkley Corporation’s insurance company subsidiaries, click here.
